In the field of Decentralized Finance, a novel financial model is emerging. This model is no longer limited to the traditional encryption asset locking and Mining returns, but rather sets its sights on a broader future income potential.

This innovative financing method no longer relies on the assets in your current wallet, but rather focuses on your future earning potential. It opens up new funding channels for freelancers, members of Decentralized Autonomous Organizations (DAOs), and small business owners. By simply providing proof of stable income, such as pay stubs, invoices, or historical income records, you can obtain financing support based on on-chain credit.

This model could become a powerful tool for financing small and medium-sized enterprises in the real world, and in the cryptocurrency field, it has opened the door to inclusive finance in DeFi. It is worth noting that this mechanism supports modular deployment, capable of adapting to various on-chain income scenarios, demonstrating strong flexibility and adaptability.

The core of this new type of DeFi model lies in its robustness and scalability. It does not rely on high-leverage operations, nor does it encourage speculative behavior, but instead aims to build a truly solid and widely applicable DeFi infrastructure. This approach not only has the potential to change our traditional understanding of DeFi but may also open the door to financial services for more people, promoting the DeFi ecosystem to develop in a more inclusive and diversified direction.